As we step into 2025, it’s the perfect time to take a fresh look at your financial goals. Whether you’re saving for a home, planning for college expenses, staying ahead of rising costs, or investing for retirement, having a solid plan in place can make all the difference.
Here are five smart moves to help set you up for success this year:
Revisit Your Investments
Markets shift, and so should your strategy. A diversified portfolio can help protect your wealth and create new opportunities. Consider talking with one of our financial professionals to help you diversify. Learn more about diversification in this video.
Watch Those Interest Rates
Interest rates have been on the move, and they’ll likely keep changing. If you’re borrowing, planning to buy a home, or thinking about a major purchase, locking in fixed rates could save you money. Chat with one of our lenders today.
Stay Tax Smart
Tax laws evolve, but one thing stays the same – tax-efficient investing is a win. Max out contributions to retirement accounts, set aside funds for college savings, and look for opportunities to offset capital gains. Small moves now could mean big savings by tax time.
Build Up Safety Nets
An emergency fund is essential, but what about an opportunity fund? Setting aside cash in a savings account can help you take advantage of opportunities when the time is right – without touching long-term savings. This can be helpful if you're planning for large expenses like home renovations or education costs.
Get Ahead of Long-Term Goals
The earlier you start planning for retirement, college savings, or major life milestones, the better. Even small contributions now can grow significantly over time. If you’ve been meaning to boost your retirement savings, this is your sign to do it.
👉 Let’s Talk About Your 2025 Plan
No matter where you are in your financial journey, our lenders and advisors at First National Bank and Wealth Management are here to help. Schedule a meeting to review your goals and ensure you’re on track for the year ahead.
Here’s to a prosperous and secure 2025!
Here are five smart moves to help set you up for success this year:
Revisit Your Investments
Markets shift, and so should your strategy. A diversified portfolio can help protect your wealth and create new opportunities. Consider talking with one of our financial professionals to help you diversify. Learn more about diversification in this video.
Watch Those Interest Rates
Interest rates have been on the move, and they’ll likely keep changing. If you’re borrowing, planning to buy a home, or thinking about a major purchase, locking in fixed rates could save you money. Chat with one of our lenders today.
Stay Tax Smart
Tax laws evolve, but one thing stays the same – tax-efficient investing is a win. Max out contributions to retirement accounts, set aside funds for college savings, and look for opportunities to offset capital gains. Small moves now could mean big savings by tax time.
Build Up Safety Nets
An emergency fund is essential, but what about an opportunity fund? Setting aside cash in a savings account can help you take advantage of opportunities when the time is right – without touching long-term savings. This can be helpful if you're planning for large expenses like home renovations or education costs.
Get Ahead of Long-Term Goals
The earlier you start planning for retirement, college savings, or major life milestones, the better. Even small contributions now can grow significantly over time. If you’ve been meaning to boost your retirement savings, this is your sign to do it.
👉 Let’s Talk About Your 2025 Plan
No matter where you are in your financial journey, our lenders and advisors at First National Bank and Wealth Management are here to help. Schedule a meeting to review your goals and ensure you’re on track for the year ahead.
Here’s to a prosperous and secure 2025!