
Get started with a First National Bank Home Improvement Loan at 7.99% APR* for up to 5 years. Take advantage of this limited time offer.
*Annual Percentage Rate (APR) is accurate as of 5/5/2025 for loans in the bank’s market area and is subject to change at any time. Rates and terms aresubject to change without notice. Finance charge begins from date of loan disbursement and is repaid over the term. Payment example: a $10,000 loan at 7.99% for 60 months would have a monthly payment of $202.72; APR is 7.99%. Discounted rate available for qualified projects only. Project must be completed by an approved, licensed vendor. 700 minimum credit score. Funds will be dispersed directly to vendor or escrowed until payment is due. No cash to borrower, extra funds will be paid to principal. All loans are subject to credit approval under the underwriting guidelines of First National Bank. Special rate
includes, but is not limited to: boilers and burners. For current interest rates, visit www.thefirst.com, call First Phone Banking at 800.564.3195, or visit one of our branch offices.

With a First National Bank Home Equity Installment Loan you can make the move to solar power in your home. Contact a lender for special qualified project rates today!
All Home Equity Loans are subject to a Document Preparation Fee of $199.00. Borrowers are required to pay certain additional fees to third parties such as appraisers, flood services, and title search providers. Maximum CLTV is 85% for primary residences and second homes, and may be less if appraisal is not obtained or if First National Bank is not the primary lienholder; Investment Properties are not eligible. Discounted rate available for qualified projects only. Project must be completed by an approved, licensed vendor. Funds will be dispersed directly to vendor or escrowed until payment is due. No cash to borrower, extra funds will be paid to principal. Home Equity Installment Loans filed in first position are limited to a maximum loan amount of $35,000.00. Rates and Terms are subject to change without notice. All loans are subject to credit approval under the underwriting guidelines of First National Bank.

Get started with a First National Bank Home Improvement Loan at 7.99% APR* for up to 5 years. Take advantage of this limited time offer.
*Annual Percentage Rate (APR) is accurate as of 5/5/2025 for loans in the bank’s market area and is subject to change at any time. Rates and terms are subject to change without notice. Finance charge begins from date of loan disbursement and is repaid over the term. Payment example: a $10,000 loan at 7.99% for 60 months would have a monthly payment of $202.72; APR is 7.99%. Discounted rate available for qualified projects only. Project must be completed by an approved, licensed vendor. 700 minimum credit score. Funds will be dispersed directly to vendor or escrowed until payment is due. No cash to borrower, extra funds will be paid to principal. All loans are subject to credit approval under the underwriting guidelines of First National Bank. Special rate includes, but is not limited to: heat pump systems. For current interest rates, visit www.thefirst.com, call First Phone Banking at 800.564.3195, or visit one of our branch offices.