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Essential Checking

A hassle-free and fee-free account that lets you manage money your way. 

 

The perfect checking account when you want more flexibility

If you're looking for a straightforward account that's loaded with features, you'll find it here. With no monthly service charge, this is a cost-effective account. Get access to all the tools you need to pay your bills, transfer money to other accounts and keep tabs on everything happening with your personal finances. 
  • Open your account with $50
  • No minimum balance or monthly service charge fee
  • Automatic enrollment in our Dream First Community Program
  • Free Direct Deposit and Automatic Payments
  • Free Online Banking and Bill Pay available
  • Free My Money Manager
  • Free First National Bank Visa® Debit Card available – issued instantly!
  • Free iStatements