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Business Lending

Our business banking professionals are trained and empowered to customize a variety of financial products and services available from First National Bank to meet the needs of your business.


Make Payments Online

Make your business loan payments online through our payment portal.

click here to make a loan payment

Business Real Estate Loans

  • Fixed and variable rate options
  • Competitive closing costs
  • Fully underwritten, decisioned and serviced by First National Bank
  • Seasonal payment structure available

Business Construction Loans

  • Fixed and variable rate options
  • Competitive closing costs
  • Monthly interest-only payments based on the amount drawn
  • Construction periods of up to 18 months from the date of closing
  • One time closing packages available
  • Fully underwritten, decisioned and serviced by First National Bank

Working Capital Loans

  • Fixed and variable rate options
  • Competitive closing costs
  • Flexible repayment terms
  • Loans can be secured or unsecured
  • Seasonal payment structure available

Lines of Credit

  • Fixed and variable rate options
  • Competitive closing costs
  • Interest only payments based upon the amount drawn
  • Straight or revolving line
  • Can be tied to your checking account for easy funding access
  • Loans can be secured or unsecured

Equipment Loans/Term Loans

  • Fixed and variable rate options
  • Competitive closing costs
  • Seasonal payment structure available
  • Varying repayment options

Commercial Fishing Loans

  • Fixed and variable rate options
  • Competitive closing costs
  • New and used vessel financing packages
  • Seasonal payment structure available
  • New vessel construction lines of credit

Guaranteed Loan Programs

  • SBA and FAME financing options available

Call a First Phone Banking Consultant at 800-564-3195 (Monday through Friday, 7am to 5:30pm and Saturday, 8am to 12pm) or visit one of our conveniently located branches for program details.

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1.800.564.3195

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