Personal Checking
Looking for a Personal Checking account that works for you? At First National Bank we believe in Maine and our communities. When you open up an Essential, Empower, E-Chieve or Exceptional personal checking account at First National Bank, you are automatically enrolled in our Dream First Community program. Support our local businesses while helping tackle food insecurity right here at home. When you shop locally with your First National Bank VISA® Debit Card, we donate money to local food banks.
Personal Checking Account Benefits:
- FREE First VISA® Debit Card available - issued instantly! Including our FNB Spirit Cards
- FREE Dream First Community Program
- FREE First Online Banking and Bill Pay
- FREE iStatements Monthly
- FREE First Mobile Banking
- FREE coin machine usage (located at most branches)
Ready to get started? Click here to open a First National Bank personal checking account online or visit one of our 18 locations.
View Our Personal Checking Account Products
Essential Checking
Banking made easy - no minimum balance and no monthly service charge fee.
- FREE First VISA® Debit Card available - issued instantly!
- FREE Dream First Community automatic enrollment
- No minimum balance
- No monthly service fee
Empower Checking
Our Empower personal checking is simple checking with perks. This personal checking account is perfect for anybody who uses their debit card for most transactions.
- FREE First VISA® Debit Card available - issued instantly!
- FREE Dream First Community automatic enrollment
- No minimum balance
- Preferred pricing on Certificates of Deposit
- FREE first order of checks
- $5 monthly fee
- *Fee is waived with 8 debit card transactions per statement period
E-Chieve Checking
Banking on the go? Go paperless with our E-chieve personal checking account. This account is perfect for someone who is always on the move. Receive iStatements online for easy management. Interest-bearing+ when you choose direct deposit or any automatic payment plan. $8 monthly fee waived* when all requirements are met.
- FREE First VISA® Debit Card available - issued instantly!
- FREE Dream First Community automatic enrollment
- Competitive Interest Rate
- Direct Deposit or automatic payments required
- iStatements required
- $8 monthly fee
- Minimum opening deposit of $50.00
- *Fee is waived when all requirements are met
Exceptional Checking
Our Exceptional personal checking account is for the customer who keeps a higher balance in their deposit accounts and also has a First National Bank mortgage loan. Earn interest+ on your money monthly, take advantage of our free small safety deposit box and get preferred pricing on certificates of deposits. $10 monthly fee is waived when all requirements are met.
- FREE First VISA® Debit Card available - issued instantly!
- FREE Dream First Community automatic enrollment
- Competitive Interest Rate
- FREE small safe deposit box
- Preferred pricing on Certificates of Deposit
- Minimum opening deposit of $50.00
- $10 monthly fee waived when one of these requirements are met:
- $1,500 average checking account balance
- Keep an average of $15,000 or more in combination of qualifying accounts
- Have consumer or mortgage loan balance of $70,000 or more
Click here to learn about our personal savings options.
Checkbook Balance Calculator
Use this tool to help balance your checkbook.
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