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Individual Retirement Accounts

Customers of First National Bank have the opportunity to deposit their IRA funds in Certificates of Deposit, in terms of 12 months or longer, or our First Choice IRA. Our CDs provide:

  • Competitive rate of interest, compounded daily
  • Flexible terms, from twelve months to five years
  • Fixed interest rates to avoid market fluctuations
  • Automatic renewal option available on selected accounts
  • FREE iStatement
  • $500 minimum balance


The First Choice IRA

A tiered rate IRA deposit account.

  • Competitive rate of interest, compounded daily
  • Earn higher rates of return as your daily balance grows
  • Open-ended account with no maturity date
  • Make deposits anytime you wish
  • Rollovers and consolidations are welcome
  • FREE iStatement
  • No minimum required to open account

Self-directed IRAs, SEPs and Simple IRAs are also available to our customers. Additional terms and fees may apply to these products. Please inquire at the branch nearest you if you have an interest in opening an account of this type. If you are not certain about your eligibility to open an IRA, consult your accountant or financial advisor.


For current deposit rates please call 1.800.564.3195 or visit a branch nearest you.